The safety buffer is a system developed by Vantik to prevent you from retiring with less money than you have paid in over the years. Vantik is fund saving, and this type of saving always involves the risk of losing value. The Vantik safety buffer is there to compensate for this possible loss of value at retirement. Unlike traditional fund savings, the risk of losing money due to an economic crisis is significantly lower.
So with Vantik, you only get the benefits of fund saving without having to worry about a possible economic crash at the beginning of your retirement. With the Vantik safety buffer, your contributions are additionally protected, even if the stock market crashes.
What you need to know: the safety buffer is an additional protection and is there to cover the 99.9% of (crash) cases. However, it is not an absolute guarantee.
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